Agentic AI Insurance Services

AI built for
Australian
insurance broking.

Five purpose-built agentic AI systems. Every output cited to Australian law. Every decision reviewed by the broker. The only platform led by an admitted insurance lawyer.

Accounts are issued to licensed Australian insurance brokers only.

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84%

of US agencies >$100M have made material AI investments

12–24

months Australia trails the US market

190+

Australian commercial policy wordings in the library

5

purpose-built agentic AI tools for the broker workflow

Why AAIS

Generic AI is a compliance liability. Purpose-built AI is a competitive advantage.

Australian Data Residency

AAIS runs on either Anthropic's Claude, hosted by AWS in Sydney, or Gemini, hosted on Vertex Melbourne. Client data used by our live tools stays in Australia — consistent with APP 8 and APRA CPS 230.

Page-Level Citations

Every output cites the exact policy wording, ICA provision, and AFCA approach document it relies on. Defence-ready, audit-ready.

Broker-in-the-Loop

No output reaches a client without broker review and approval. Architectural, not optional. The licensed adviser stays accountable.

Regulatory Frame Built In

ICA 1984, GICOP, Corporations Act s.961B, AFCA rules — embedded by design from day one, not bolted on at audit time.

The window to build a lasting advantage is open now.

In the United States, 84% of insurance agencies above $100 million in revenue have already made material AI investments. We estimate Australia is 12–24 months behind. Brokers who put the workflow on a purpose-built, compliant AI platform now will compound an operating-cost advantage their competitors cannot easily close.

Source: Big “I” Market Share Report 2026, Independent Insurance Agents & Brokers of America.

Read more about why now

The Platform

Five agentic systems.
One broker workflow.

Each system targets one of the highest-volume, highest-time tasks in commercial broking — with Australian data residency, citations, and broker approval built in.

Policy Comparison

Coming soon

Side-by-side comparison of up to three policy wordings, with cited narrative — in under 30 minutes.

Claims Advisory

Pre-lodgement coverage analysis for complex claims — coverage opinion, red flags, and ICA s.54 in minutes.

Claims Dispute

Structured dispute strategy where the insurer has denied or partly denied a claim — IDR, AFCA, and legal referral, in one pack.

Policy Analysis

Coming soon

Deep-dive review of a policy wording — legal compliance, claims-scenario testing, and regulatory verification.

Policy Library & Chat

Coming soon
Beta

190+ Australian commercial wordings across 19 classes — searchable in plain English from your browser.

Trust & Compliance

Australian data.
Australian law.
Every time.

AAIS runs on either Anthropic's Claude, hosted by AWS in Sydney, or Gemini, hosted on Vertex Melbourne. Client data used by our live tools stays in Australia. Tools still in development may use additional AI models, which will be hosted in Australia before those tools launch. Every output cites the specific ICA provision, GICOP clause, or AFCA approach document it relies on.

Insurance Contracts Act 1984 — s.54, s.35, s.37, s.40

General Insurance Code of Practice 2020

AFCA Rules & Approach Documents

Corporations Act s.961B — Best Interests Duty

Australian Privacy Principles (APP 8)

Read the full compliance overview

Data Residency

Claude on AWS Sydney or Gemini on Vertex Melbourne. Personal information redacted at source. 90-day retention from matter closure.

Broker-in-the-Loop

Architectural, not optional. No output auto-sends to clients. The broker reviews and approves every deliverable.

Documented Audit Trail

Every analysis generates a trail showing the broker considered the client's interests — consistent with s.961B.

Built by a Lawyer

Designed inside the regulatory frame from day one — not reviewed by lawyers afterwards.

Who We Are

Built by a practising broker
who is also an admitted lawyer.

Peter Beard — admitted solicitor, ANZIIF Fellow (CIP), and NIBA Fellow (QPIB). Every AAIS system is designed inside the regulatory frame from day one.

Admitted Solicitor NSWANZIIF Fellow (CIP)NIBA Fellow (QPIB)NIBA Risk Advisory CommitteeAILA MemberJohns Hopkins Agentic AI
Read the full founding story

Ready to move first?

AAIS accounts are issued to licensed Australian insurance brokers. Sign up and get started in minutes.